Discounts & Advantages
Great Discounts and Advantages That Can Lead to Savings
IBN gives you more options to hold down premiums. That includes many great discounts and advantages...
Paid in Full Discount: Customers who select a paid in full bill plan and pay their Auto policy premium in full, are eligible to receive a discount of up to 5%.
Multi-Car Advantage: If customers insure more than one car with IBN, they could benefit from our multi-car advantage.
Early Quote Advantage: Customers who plan ahead and obtain an advance IBN quote could benefit from our Early Quote Advantage.
Multi-Policy Discount: Customers who combine IBN auto, home and boat will see savings of up to 15% on each policy!
Hybrid Vehicle Discount: Customers get up to 10% off insurance for hybrids.
Good Student Discount: Young drivers may qualify for a discount for having good grades (A/B average).
Driver Training Discount: Young drivers (under age 21) who complete a driver-training course may qualify for this discount.
Student Away at School Discount: Policyholders with a dependent (under age 25) who goes away to school (100 plus miles away) may qualify for this discount.
Home Ownership Discount: Policyholders who own a home or a condo may qualify for a home ownership discount.
New Car Discount Customers who purchase/own a car that is less than three years old may qualify for this discount of up to 10% off collision coverage.
Accident Forgiveness Customers who have IBN auto insurance for four years or more and are accident, violation, and major comprehensive claim free for five years may qualify for this program.
IBN gives you more options to hold down premiums. That includes many great discounts and advantages...
- Safe Driver Advantage
- Paid In Full Discount
- Multi-Car Advantage
- Early Quote Advantage
- Multi-Policy Discount
- Hybrid Vehicle Discount
- Good Student Discount
- Driver Training Discount
- Student Away at School Discount
- Home Ownership Discount
- New Car Discount
- Accident Forgiveness
Paid in Full Discount: Customers who select a paid in full bill plan and pay their Auto policy premium in full, are eligible to receive a discount of up to 5%.
Multi-Car Advantage: If customers insure more than one car with IBN, they could benefit from our multi-car advantage.
Early Quote Advantage: Customers who plan ahead and obtain an advance IBN quote could benefit from our Early Quote Advantage.
Multi-Policy Discount: Customers who combine IBN auto, home and boat will see savings of up to 15% on each policy!
Hybrid Vehicle Discount: Customers get up to 10% off insurance for hybrids.
Good Student Discount: Young drivers may qualify for a discount for having good grades (A/B average).
Driver Training Discount: Young drivers (under age 21) who complete a driver-training course may qualify for this discount.
Student Away at School Discount: Policyholders with a dependent (under age 25) who goes away to school (100 plus miles away) may qualify for this discount.
Home Ownership Discount: Policyholders who own a home or a condo may qualify for a home ownership discount.
New Car Discount Customers who purchase/own a car that is less than three years old may qualify for this discount of up to 10% off collision coverage.
Accident Forgiveness Customers who have IBN auto insurance for four years or more and are accident, violation, and major comprehensive claim free for five years may qualify for this program.